Rated "Excellent"
(250+ Reviews)

  • Best for lower credit scores - only 500+ is required
  • Offering range: $15k-$400k
  • Only 10 year terms (shorter than Unison)
Get an Estimate

Takes ~90 seconds.
Doesn't affect your credit score.

Rated "Excellent"
(458+ Reviews)

  • Offers between $25k-$350k
  • Process takes ~2 weeks.
  • 30 Year Terms (The longest in the industry)
Get an Estimate

Takes ~2 minutes.
Doesn't affect your credit score.

Rated "Excellent"
(43+ Reviews)

  • Offering range: $25k-$500k
  • 620+ Credit Score Required
  • 30 Year Terms
Get an Estimate

Takes ~10 minutes.
Doesn't affect your credit score.

FAQs

Do I still own my house?

  • Absolutely. With a home IPO you still own your home and make improvements/changes to it however you want.

Is this new? Why haven't I heard of it?

  • Home IPOs (aka "shared equity agreements") have been around for 15+ years. Many homeowners aren't aware that they're an option.

Can I buy my home IPO company out of their investment?

  • Yep! You're typically able to buy back their "shares" of the house at any time.

What's the catch?

  • The two big downsides to a home IPO are

    1) If your home increases in value, you miss out on some of the profit, and...

    2) You have to close out your home IPO before the end of the term (typically 30 years).

    E.g. if you haven't sold your house within 30 years, you'll need to either sell it, or buy the company out of their investment.

Thanks for reading.

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